Making An Insurance Claim

If you’ve been injured in an accident due to the negligence of another person or company, you are entitled to make an insurance claim under California law. What you may not know is what types of damages you are allowed to recover. By law, you are entitled to recover money for:

• Past medical bills
• Future medical bills
• Past wage or earnings loss
• Future wage or earnings loss
• Pain and suffering, including emotional distress and upset
• Property damage (cost to repair or market value, whichever is less)
• Loss of use of property or a rental car while your car is being repaired

Unfortunately, even though you are legally entitled to make an insurance claim, many insurance companies will fight you tooth and nail to avoid paying anything at all. This is why having an experienced personal injury attorney is beneficial when making an insurance claim.
 

Working With A Personal Injury Attorney

Working with an personal injury attorney to make an insurance claim will help you in several important way, including:

1) Helping With Costs: If you have a legitimate claim, your attorney will most likely advance all the costs needed to prosecute your claim and arrange medical treatment if needed. Additionally, any fees owed will come out of a successful recovery. If your attorney isn’t able to make a monetary recovery, you don’t owe anything.

2) Dealing With Insurance Companies: Insurance companies tend to try and steamroll the average person making a claim. They have long lists of reasons and exceptions they often make up for why they won’t pay. A good personal injury attorney knows how to negotiate with insurance companies to ensure that they pay you a fair amount.

3) Speaking With Any Claims Adjusters: Many people don’t know that they are not required to make a statement to an insurance claims adjuster right away. Claims adjusters will often try and speak with you immediately after an accident, before the full extent of your injuries are known.

Your attorney can help you navigate this process and ensure that all the facts and information is on the table before you make an official statement.
 

Getting The Best Result Possible

Making an insurance claim and getting the compensation you are entitled too can be fairly complex and very daunting, especially if you are injured and not feeling well.

Contact Quinnan Law today for a free consultation with an experienced local personal injury attorney. If you have already been injured, don’t let yourself be victimized by sharp claims practices or bully tactics of the big insurance companies.